Behavioral Determinants and Their Impact on Customer Savings Deposits in Islamic Banks in Saudi Arabia
Saleh Saud Almejyesh, khaled Subhi Rajha
Summary
This study aimed to test the behavioral determinants that affect customers ' savings
deposits in Islamic banks in Saudi Arabia of a sample of three Islamic banks are:
AlRajhi Bank, Bank AlBilad, and Alinma Bank, this study has adopted the primary
sources of data collection and analysis model of study through the form, use the
duplicate analysis and analysis of averages, and the results and test hypotheses of
this study confirmed that the Islamic Bank branches and spread geographically, and
religious belief, and the ratio of dividends to investment accounts in Islamic banks
Is one of the most important parameters influencing the customer deposit their
savings in Saudi Islamic banks, while the reputation of the Bank and its fame has no
effect on the decision of the client handle. The study recommends that the Islamic
banking policies and stable pricing savings products, where there is a large variability
in returns payable by applicants, and thus ensure that the volatility levels and sizes of
deposits have Islamic banks should develop its business through a culture of Islamic
banking, and development of awareness for customers.
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